Skip to content
Español
Call
Text
(310) 937-5972
Profile photo of a State Farm Agent named: Charline Espinoza
State Farm® Insurance Agent

Charline Espinoza

Espinoza Ins and Fin Svcs Inc

Office Hours

After Hours by Appointment

Address

1100 Pacific Coast Highway #6
Hermosa Beach, CA 90254

Corner of PCH and Aviation Blvd in the TRADER JOES Shopping Center next to Starbucks.

Would you like to create a personalized quote?

Continue a saved quote Items needed for a quote
File a Claim Send Payment
5/5 average rating on Google (188 reviews)
Contact Us
Contact Us
Text Us
Map & Directions
Get ID Card

Would you like to create a personalized quote?

Continue a saved quote Items needed for a quote
File a Claim Send Payment

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Contact me to schedule a virtual meeting

Address

1100 Pacific Coast Highway #6
Hermosa Beach, CA 90254

Languages

English, Spanish
Map Image

Agent Charline Espinoza – Trusted State Farm Insurance Representative Serving California, Arizona, Nevada & Oregon

With over 30 years of dedicated experience at State Farm, Charline Espinoza is your reliable local insurance representative offering a wide range of coverage options including Business Insurance, Homeowners Insurance, Renters Insurance, Condo Insurance, Auto Insurance, Life Insurance, and Commercial Vehicle Insurance. Maximize your savings by bundling your home, renters, or condo insurance with your auto policy. Get your FREE, no-obligation insurance quote today!

Why Choose Charline Espinoza – Your Knowledgeable State Farm Insurance Representative?

Charline Espinoza is committed to protecting you, your family, and your valuable assets from life’s uncertainties. Her experienced team provides personalized assistance to help you find all available discounts and cost-saving opportunities. Charline lives by the principle: Treat customers like family. With a passion for securing your financial future, she is recognized as one of the most dependable insurance professionals in the industry.

Wide Range of Insurance Services Offered by Charline Espinoza:

  • Auto Insurance: Personalized auto coverage including collision, comprehensive, liability, and commercial auto options designed to meet your unique needs.

  • Home Insurance: Reliable coverage for homeowners insurance, renters insurance, and condo insurance to protect your home and belongings.

  • Life Insurance: Flexible life insurance plans created to help safeguard your family’s financial future.

  • Business Insurance: Coverage options for startups, small businesses, and mobile businesses including business owners policies, commercial auto insurance, individual health insurance, and workers’ compensation insurance.

About Charline Espinoza – Your Local Insurance Advocate

A proud mother of three and longtime resident of South Torrance Rivera since 2000, Charline’s family roots run deep in the community. Her children are graduates of South Torrance High School and Marymount College. As a passionate advocate for the Latin community, Charline empowers Hispanic women entrepreneurs and has spoken at events like the National Hispana Leadership Institute. She has also shared her insights on panels celebrating Latina success stories.

Charline actively supports local organizations such as California Families in Focus and the Torrance Unified School District Performing Arts, while championing small businesses throughout the South Bay area.

Convenient, Customer-Focused Insurance Services

  • Bilingual Support: Fluent in English and Spanish to assist diverse communities effectively.

  • Virtual Insurance Consultations: Schedule video meetings for your convenience—no need to visit the office in person.

  • Dog-Friendly Office Environment: Bring your furry friends when you stop by for a visit.

Service Areas Covered

Proudly assisting individuals and families across California, Arizona, Nevada, and Oregon with personalized insurance coverage.

Contact Charline Espinoza Today for Your FREE Insurance Quote

Ready to protect what matters most? Call or visit Charline’s State Farm office to receive a personalized insurance quote. Schedule your appointment now and experience reliable insurance guidance and exceptional customer care with Charline Espinoza – your trusted State Farm Insurance Representative.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking

View Licenses

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

Basic financial terms glossary

Basic terms about credit, retirement and investing that may contribute to your financial knowledge.

Questions to ask your insurance agent

Insurance needs are ever-changing. Here are some questions to ask an insurance agent to start the conversation and further explore your coverage options.

View More Articles

With 20 years experience, State Farm Agent Charline Espinoza will help protect you, your loved ones and the life you've built. Great insurance coverage options, competitive prices, easy claims, and excellent service. Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. Get a Free Quote Today! Offering - Car & Auto Insurance, Home & Renters Insurance, Commercial & Business Insurance, Life Insurance, Pet Insurance & more insurance products at a lower cost. Insurance Office is located in Hermosa Beach bordering Redondo Beach, Manhattan Beach, near Torrance & Palos Verdes. Servicing South Bay, Beach Cities and All Greater Los Angeles. Licensed in California

State Farm agent Charline Espinoza and her team of licensed representatives have over 50 years in combined professional insurance experience. Being a good neighbor is about more than just being there when things go completely wrong. It's also about being there for all of life's moments when things go perfectly right. With a passion for serving customers and giving back in our communities, we're happy you decided to get to know us better. State Farm Hermosa Beach can provide guidance on the many products State Farm offers to help people manage the risks of everyday life, recover from the unexpected, and realize their dreams. We can help you select an insurance policy that works for you, whether your insurance needs are auto Insurance, home Insurance, life Insurance, or small business Insurance

Available Positions

https://www.facebook.com/statefarmhermosabeach

Click to view all of Charline's current openings!

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.